How It Works

We Repair Credit Reports by Removing Misleading, Inaccurate and Unverifiable Information from the Report.

An advantage of using a reputable credit repair company like Operation Care, Inc. is the feeling you get when the chains of debt start to loosen and eventually fall off. As you watch your credit score increase, you will feel an increased sense of relief and hope.

Do not be taken in by unrealistic promises from companies that do not answer your questions. We provide a simple plan along with an exceptional level of service. Starting at just $67. The information we have had success with could be bankruptcies, charge-offs, late payments, tax liens, etc.

We Help You Develop A Plan That Fits Your Needs And Goals

Because we are staffed by Dave Ramsey trained counselors, we don’t “just” repair your credit. We help you solve the issues that led to the situation in the first place.

Our clients are not just an email address to us. We will sit down with you to help you develop a budget and a plan to get out of debt while we work to clean up your credit report. We are passionate about what we do for you and we are committed to producing results ethically. Go ahead, put our proven strategies to work for you.

Many Decisions Today Are Made Based On Your FICO® Score

Having a strong FICO score is important for more than getting credit. Not only can it determine the interest rate you pay for your mortgage, it is used in many other ways.

The reality is that your FICO score is reviewed in more cases than you might know. Many times it is checked before opening a bank account or turning on utilities. A good number of Landlords check it before renting you a house or apartment. Most of us get our FICO score checked before we can get a job. The list goes on and on. It’s not just about getting credit anymore.

How Much Does it Cost?

Operation Care strives to keeps its costs low and passes on those savings to you. Our fee for Financial Coaching – that includes credit repair – is $67. There is a $37 discount for a married couple, for a cost of $97/month for a couple. This includes the Financial Coaching and working on both credit histories.

Our newest solution is the Do-it-Yourself Course. We lead you step by step through the process of repairing your credit while helping you with the Financial Peace Baby Steps. The cost for the course is normally $37/month, but while we are launching the course we are offering it at a reduced price of $27/month. Please keep in mind this is discounted for a limited time.

Select Your Plan then Click the Button:


You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.



Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.

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Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO


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