Get Financial Counseling available to Sacramento, California including Credit Repair

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Dave Ramsey Counseling together with No cost Credit Repair Service for people living in or around Sacramento, CA.

The majority of financial consultants, counselors and coaches around Sacramento are aiming to sell you their product and services. We do not sell financial products or service. We offer financial counseling, referred to as Master Financial Coaching . We provide individual, one-on-one coaching with one of Dave Ramsey’s extremely qualified coaches in order to help you get answers to the financial obstacles you face. While you are enrolled in one of our weekly or monthly coaching plans, our credit repair experts will work to fix your credit and endeavor to boost your FICO score.

We provide counseling face to face in one of our offices, or via voice or video conference with a live coach (Skype, FaceTime or telephone), or by using SMS Text Messaging with a Dave Ramsey trained financial coach. This is financial coaching that fits the way you live. We take advantage of technology to allow you to obtain the coaching you desire — discreetly and affordably.

For people in California who are enrolled, we also assist you to get your credit report back on course. We have partnered with Cambridge Credit Repair to give you free access to credit repair professionals . Cambridge Credit Repair provides an action plan to enhance your credit rating . The alternative is to wait for negative items to be removed in seven years or more. Yet another alternative is to undertake it yourself. We tell you how to do it yourself in our blog, but far too many times we see people who get poor results or they get so disappointed by the process that they quit . Since there is no added fee for this service– why not let the seasoned professionals take the frustration away while getting you timely results?

Get started with one-on-one coaching by calling 844-CARE-866 or 844-227-3866 or try text message counseling by calling 844-696-9677.

Financial Counseling that Conforms to Your Lifestyle

If you are in the middle of a tough financial situation or you are facing concerns and feelings you never thought you would have to experience; if you’re struggling to make your budget work, you need a plan to do away with debt, or you need to strengthen your credit rating to get a job, buy a house or rent an apartment – we can help.

Our counseling plans are effective and affordable. You simply pay for the time you need, you can cancel any time. You will team up with a coach one-on-one; over the phone, in person or via FaceTime/Skype. You can also connect with a highly trained Dave Ramsey trained Master Financial Coach via text messaging. Our sms message coaching is gaining in popularity because of its convenience and lower cost options.

In Person Financial Coaching in California

We work with many people who are just trying to be successful or stop living payday to payday. Most are just looking for a little breathing room to get out from under the debt that is keeping them from attaining their goals. The truth is that it is a lot easier to break out of the chains of debt than you may believe. We help you focus on only ONE of Dave Ramsey’s Baby Steps at a time, then we give you options. You are still in control. Unlike other consumer credit counseling services, that work for the creditors– we don’t take over your finances. Often this is the key to getting control of debt. We have been using this method successfully for many years now.

We have had many clients and Financial Peace University Students around Sacramento who could not rent a house or apartment, or even get utilities turned on due to their low credit score. We have coached others who were about to lose their security clearance because of outdated or misleading information found in their credit reports. Therefore, we have added credit repair services to our coaching plans. As long as you are enrolled in one of our Financial Coaching Plans our credit repair experts will work with you to remove errors and outdated information from your credit reports. We offer ethical, legitimate methods to repair your credit. We won’t work with fly-by-night credit repair companies that promise to remove all the negative comments in 30 days, because we know that is noting more than a scam to get your money. There is no additional cost for us to fix your credit.

As a result of the financial stress you are feeling you may be dealing with problems in your marriage or conflict in your family. You might feel stuck in harmful patterns of spending which can develop into severe emotional stress. If you would love to learn how to break out of these negative patterns, then in-person, face-to-face Coaching may be just the right solution for you. Call 844-CARE-866 or 844-227-3866 to schedule an appointment with one of our coaches near Sacramento.

Live Voice or Video Conferencing

Internet-based counseling has been around for a number of years, mainly in the form of email-based coaching or text chat sessions. These services have been valuable; helping people get advice and assistance for managing difficult money problems, for effective budget counseling, and for help with debt management.

Today, it is possible to leverage these techniques using 21st Century tool like Skype and FaceTime, and even the cellphone in your pocket. Video counseling allows you to make a video call to your Financial Coach using the internet. This means that you can see each other and interact as if you were in the same room. For times when video is not necessary, a simple voice call is quite effective.

Skype Counseling is becoming the favorite for many people nowadays. Practicality is one essential reason numerous people choose Skype video counseling sessions, but there are other reasons this could be a excellent choice.

Our voice and video conferencing plans also include our credit repair system at no additional cost . Call 844-CARE-866 or 844-227-3866 to find out more or to schedule a voice or video call.

SMS Text Message Financial Coaching

The SMS text message counseling method is rapidly becoming our most popular plan. Countless people who are just looking for someone to repair their credit find these plans more economical than using a credit repair company to accomplish the same results. Our most cost effective plan is as low as $50/month when paid quarterly. This is below the vast majority of credit repair companies will charge to repair your credit.

Counseling utilizing SMS Messaging is affordable, yet it is still confidential. Your highly qualified and knowledgeable coach is waiting to text with you right now. They desire to help you make a real difference in your life– and change your family tree. You can text your coach anytime and anywhere, right from your cellphone. This is 21st century financial counseling, re-invented for your lifestyle.

Our counselors specialize in presenting solutions without an frustrating sales pitch. We don’t aim to sell you a product, we give you options to solve your issues or advance your financial peace. Try our SMS text message coaching by calling 844-696-9677.

Financial Counseling that’s There When You Need it!

We give choices for financial counseling that fit your lifestyle so that we are there when you need us. Once you begin with one of our counseling techniques you can change to another method. All of them include free credit repair services while you are enrolled.

We take advantage of cutting edge technology that permits you to obtain the financial counseling you need in the privacy of your home or on the move.

Call 844-CARE-866 or 844-227-3866 to get started or get a free consultation by visiting — 24 hours a day, 7 days a week.


You can increase your credit score by removing outdated and inaccurate information from your credit report. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies.



Under the "Fair Debt Collection Practices Act" you are protected from harassing bill collectors and creditors. There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.

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Your FICO score is calculated from many different pieces of credit data in your credit report. This data is grouped into five categories. Your FICO Score consider both positive and negative information in your credit report. More about FICO


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